Blanket Hazard Insurance


houseBlanket insurance covers the lender’s entire mortgage portfolio against risk of otherwise uninsured damage. Coverage under this policy does not require any insurance tracking or follow up by the lender, other than a confirmation that the borrower is insured at the time of loan closing. Coverage may be written to include home equity lines of credit and other junior position instruments.


  • Same coverage as lender placed insurance
  • No insurance follow up
  • Monthly premium based on monthly outstanding balance of insured portfolio